Definitions

  1. What is the Personal Property Registry?
    The Personal Property Registry (PPR) is an electronic registry where creditors can register a notice of a security interest in personal property that is pledged as collateral. Anyone can search the registry to see if a security interest exists.
  2. What is personal property?
    Personal property is all moveable goods except real property (land), and buildings.
  3. What is a security agreement?
    A security agreement is an agreement between a secured party (most often a lender), and a debtor (most often a borrower) that creates a security interest in personal property.
  4. What is a security interest?
    A security interest is an interest in personal property that secures payment of a debt or obligation.
  5. What is collateral?
    Collateral is personal property that is subject to a security interest.
  6. What is a vehicle lien?
    A vehicle lien is an interest in a motor vehicle that the owner grants to another party (such as a bank, financial institution, or other party), usually as security or collateral for a debt, until such debt has been discharged.

 

Fees, accounts and forms

  1. What are the Personal Property Registry fees?
    Click here to view the most current fees for the Personal Property Registry.
  2. What forms do I use for Personal Property Registry services?
    All of the forms for the Personal Property Registry are available here. All forms must be typed.
  3. Can the Personal Property Registry forms be hand-written?
    No. All forms must be typed to ensure accurate interpretation by Personal Property Registry staff.
  4. What forms of payment are accepted?
    We accept Visa, Master Card, and deposit accounts. For in person services, we also accept debit, cash, and cheque.
  5. What is a deposit account?
    A deposit account is a special account which can be established by regular users of the registry. The account allows users to deposit funds in advance against which fees for service can be debited.
  6. How do you set up a deposit account?
    To set up a deposit account, please submit a completed Client Application Form to clientservice@teranet.ca.
  7. How do I set up a user ID?
    You must fill out Client Application Form.

 

Search

  1. How do I search to see if there is a lien on a vehicle?
    Search for a lien on a vehicle using vehicle serial number.
  2. What types of personal property can be searched in the registry?
    Personal property is divided into two categories:

    1. Serial numbered goods such as motor vehicles, trailers, mobile homes, aircrafts, boats, outboard motors, tractors, and combines. Serial numbered goods are searched by the serial number.
    2. General collateral such as furniture, crops, fixtures, assets of a company, and rights to a patent. General collateral is searched by the individual debtors full name, or business debtor name.
  3. Can I search for a security interest (lien) in other jurisdictions through the Manitoba Registry?
    No, you must search in the appropriate jurisdiction.
  4. Who searches the registry and why?
    It is the responsibility of the consumer to take the necessary steps when buying anything privately to make sure there is no registered security interest (liens) against the personal property being purchased.
  5. How do I search a name?
    The new registry system is designed for public access through the Internet and has very specific regulations to follow both for registering and for searching names. If the debtor is an individual, then 3 elements are required to register the name. The same three elements are required to search the name:

    1. Surname
    2. First given name
    3. Second given name

    It is important to get the full name exactly right. The registry system considers that differences in names are different individuals or businesses, although it does make some allowance for variances in spelling.

    For example if the debtor is an artificial body, a business debtor search of “Dock Enterprises Inc.” will also find “Dueck Enterprise Inc” but will not show any registrations against “Donald Dock Enterprises Inc.”

    Similarly if the debtor is an individual:

    1. A search of “Marie Dyck” will not disclose “Marie Daysie Dyck” or “Marie D Dyck”
    2. A search of ” Marie Daysie Dyck” will not disclose “Marie Dyck”
    3. A search of “Marie D Dyck” will not disclose “Marie Dyck” or ” Marie Daysie Dyck”

    Note that the validity of a registration is affected if a search under the correct name of the debtor would not reveal the registration.

  6. Should I search the serial number on a car if I am buying it privately?
    Yes, anyone who is planning to purchase personal property and anyone who is planning to take personal property as collateral should search the registry to see if a security interest (lien) is registered.
  7. What could happen if I do not do a lien search?
    You may acquire someone else’s debt if a lien search isn’t done. If this happens, a secured creditor may seize the personal property from you.
  8. I didn’t do a lien search before purchasing a vehicle and now I have found out there is a lien on the vehicle. The secured party of the lien won’t remove it. What can I do?
    It is recommendable to perform a lien search prior to purchasing a vehicle but if you find yourself in this situation you can review the Personal Property Registry Act (PPSA) for information and you may need to seek legal advice.
  9. Who can I contact if I didn’t receive a confirmation for my lien search?
    Please email our Client Service Team at clientservice@teranet.ca or call us at 1-844-737-5684.

 

Register

  1. Who registers with the Personal Property Registry?
    1. Lenders (secured parties)
    2. Garage keepers
  2. What is a garage keeper’s lien?
    A garage keeper’s lien is a lien that can be registered in the Personal Property Registry under the authority of The Garage Keepers Act for outstanding repair bills and storage fees.
  3. Is there a time frame to register a garage keeper’s lien?
    Yes, a garage keeper must register their lien within 15 calendar days of surrendering possession of the motor vehicle.
  4. How is a security interest registered?
    A security interest can be registered online if you have a user ID. If you do not have a user ID, you can register on the appropriate paper forms in-person, or by mail.